Fermenters Insurance strives to be the insurance resource for breweries & wineries nationwide. Our priority is to provide you peace of mind so that your lifelong dream and investment will be fully protected at the BEST value.


Insurance Coverage We Specialize In:

General Liability
Liquor Liability
Transit Coverage
Equipment Breakdown
Workers' Compensation
Cyber Liability & Data Breach
Commercial Auto

...and More


Peace of Mind

Is your brewery, winery or distillery properly covered?

Your life-long dream has its own unique exposures and classifications when it comes to insurance.

There isn't a one-size-fits-all insurance carrier that meets the demands of all businesses. Luckily, we have access to all carriers and can tailor coverage to your unique exposures at an unbeatable price.

Whether you are a startup, a local stronghold in your community or expanded to your fifth location and distributing across the U.S., we have the industry knowledge and the carriers to help.


Workers' Compensation

Worried about your employees getting hurt on the job?

We love your entrepreneurial spirit and understand that running a business can be difficult, but it can also be a truly satisfying and fulfilling experience. You face ample risks, but insurance shouldn’t be one of them; especially when it comes to your employees. We provide owners comfort when one of their workers are injured. Aside from the best rates, we will supply the tools and resources to prevent injuries and keep your work 'family' safe.



Paid too much for your recent audit?

We won’t leave you at the mercy of insurance companies on audits; we are the insurance professionals, not you. Let us process the audit, saving you time and money so you can focus on pouring your craft to your patrons. You can count on us to successfully represent you and to ensure there won’t be any surprises on your (or the carrier’s) end. We can even review previous audits and dispute on your behalf to recoup money that is rightfully yours.

Who Are We?

We are two friends who first united over two bottles of Odell's 90 Shilling Ale back in 2011. Insurance, events and craft beverages have been our passion ever since. With over 15+ years of combined experience, we can accommodate any of your insurance needs.

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Michael - Owner

Red River, NM 

"Fermenters Insurance saved us 34% on our insurance while improving our coverage at the same time, plus better customer service than we've ever experienced. Switching to Fermenters is one of the best decisions we've made." 

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Steve - Owner 

Tucson, AZ 

"My experience with Joe and Long with Fermenters Insurance has been great.  Fermenters Insurance made the process simple and understood our needs to customize a plan to fit our situation during these unprecedented times."

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John - Owner 

Farmington, NM

"We have been with the same insurance agency and agent for over twenty-five years. In that time I believe that our agent became complacent to our insurance needs and forgot that his duty was to be a reasonably prudent. Then for our good fortune, Joe Lopez with Fermenters Insurance reached out and in short amount of time they have provided better service than I had been receiving in many years. Long Tran went beyond service to accommodate my questions, work diligently to go over a replacement policy for our two businesses and nine properties. I am very happy with Fermenters Insurance and look forward to long business relationship.

Long and Joe, 'Thank you.'"

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Erica - Owner

Littleton, CO 

"When we started trying to realize our dream of a craft brewery with an off leash dog park, we didn’t understand how difficult it was going to be to find insurance for it! Like any business, we receive a fair amount of solicitations from companies looking to add to their portfolio but the dogs usually scare them away. When Joe and Long reached out to us because of our unique and challenging concept we were surprised and, to be honest, somewhat skeptical. On the first phone call we realized these guys really do have a passion for craft beer and they understand the unique and collaborative spirit of this industry. Their competitive pricing, attentiveness to our needs and quick response times demonstrate their passion for what they do."

Our Clients

Get In Touch

2705 S. Alma School #2, Chandler, AZ 85286



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